Self-Employed
Bank said no because of how you file? I structure self-employed and incorporated applications the way lenders actually want to see them — so your real income counts.
Mortgage Agent · Georgetown
Carolyn Callero
Mortgage Agent Level 2 / Owner
How Carolyn can help
Credit Challenges
A bruised credit history isn't the end of the story. I know which lenders look past the score and how to position your file so it gets a yes.
Refinancing
Tap equity, consolidate debt, or lock a better rate. I run the full numbers first so a refinance actually leaves you further ahead — not just rearranged.
About Carolyn Callero
Carolyn Callero is the type of Mortgage Agent that truly grew into her role, through several careers in the financial industry, she built the experience needed that would prove to be invaluable in her future career.
Over the years, she was promoted multiple times as a result of her knowledge, drive, and passion for the industry. After starting as a full-time personal banker, she moved into an Account Manager/Financial Advisor role with CIBC. Having established herself after 10 years in the industry, she decided it was time to make a move into a Mortgage Specialist role at CIBC. Eventually, she transitioned to work with an independent brokerage, earning her another 15 years experience. It became clear that she was truly making a difference in the lives of her clients when in 2008 – and every subsequent year – she was named one of Canada’s top Mortgage Brokers by Canadian Mortgage Professionals (CMP)
With a wealth of experience under her belt, Carolyn decided it was time to help people plan their futures in her own way – which lead to the beginning of Mountainview Mortgage with her partner Anthony Spadafora. Since then, her past customer service experience has encouraged her to deliver consistent, personalized interactions with clients; something that really sets Mountainview Mortgage apart from many traditional lenders and brokers. She has instilled the same values in her team, making establishing long-term client relationships a fundamental component of their operations. Carolyn works with any clients in need of mortgage or banking solutions. Contact her to learn more about what she can do to help you strive for your financial potential.
Reviews for Carolyn
Callero Team Mountainview
★★★★★
Based on 80 Google reviews
AT
Amanda T
a month ago
★★★★★
Carolyn was absolutely amazing to work with! Professional, knowledgeable, and always quick to respond. She made the mortgage process smooth and stress-free while finding us the best options possible. Highly recommend!
Amanda
AT
Amanda T
3 months ago
★★★★★
Carolyn was absolutely amazing to work with! Professional, knowledgeable, and always quick to respond. She made the mortgage process smooth and stress-free while finding us the best options possible. Highly recommend! Amanda
N
NoelandSam
4 months ago
★★★★★
As first-time home buyers, we were a little overwhelmed by the entire mortgage process but working with Carolyn made the process much less complicated. From day one, she was patient, knowledgeable, and incredibly responsive. She took the time to explain every step in clear, in simple terms and made sure we understood all our options before making any decisions. Carolyn and her team were very proactive about the whole process. She kept us updated throughout the process, worked hard to secure a great rate, and ensured everything stayed on track for closing. No question was ever too small, and we always felt supported and confident moving forward. Thank you to Carolyn, Karolina, and the Mountainview team for their expertise and dedication! What could have been a stressful experience turned into an exciting and smooth journey to homeownership. We highly recommend Carolyn and her team to any first-time buyers looking for someone trustworthy, professional, and truly invested in their clients’ success!
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Get in touch with Carolyn
Call or email Carolyn directly — messages are usually returned within one business day.
Georgetown office · serving Halton & the GTA
